The Best Wind Mitigation Inspection Inspectors in Florida! Serving Tampa Apollo Beach Sarasota St Petersburg and Anywhere in Florida! Ask about our Military, Teacher and 1st Responder
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At Colvin Inspections, we are Florida state certified and licensed to provide Wind Mitigation Inspections. A wind mitigation is a 7-question inspection for specific hurricane-resistant home features. Each question has potential to earn discount credit for your home insurance. Reports are valid for 5 years if no changes are made. Recommend after a roof, upgrading windows to impact windows, replacing exterior doors with impact doors and installing impact garage door.
What is a Wind Mitigation Inspection?
A wind mitigation is an essential evaluation that assesses a property’s features to determine its ability to withstand high winds and storms. Our certified inspectors examine elements such as roof shape, roof coverings, and openings protection to identify strengths and vulnerabilities. By conducting a wind mitigation evaluation, homeowners can enhance their safety, potentially lower insurance premiums, and ensure their property is better prepared for severe weather conditions. The inspection results are documented on a standardized form (OIR-B1-1802).
What does a Wind Mitigation Inspection Cover?
A wind mitigation inspection covers critical features of a property, including roof design, roof covering materials, impact-resistant windows, and door protection to evaluate their ability to withstand high winds. This assessment helps homeowners identify vulnerabilities and enhance safety while potentially providing credits to help lower rising insurance costs.
Building Age
Was the structure built in compliance with the Florida Building Code (FBC 2001 or later) OR for homes located in the HVHZ (Miami-Dade or Broward counties), South Florida Building Code (SFBC-94)
Roof Age
Was the roof permit application submitted on or after March 1, 2002. In HVHZ zones, is the permit after 9/1/1994 or structure was built in 1997 or later?
Roof Deck Attachment
Is the roof decking attached with 8d nails spaced at most every 6 inches? What type of roof deck? OSB/Plywood, Timber or Reinforced Concrete Deck
Roof to Wall Attachment
How is the roof attached to the exterior walls? Clips, Wraps, and Structural attachments qualify for discounts.
Roof Geometry
What is the overall roof shape? Hip, Flat or Other? To receive this discount, a roof must be qualified as a hip roof shape.
Underlayment
Does the roof have a secondary water resistance, also known as, SWR or peel and stick, or ice and water shield?
Opening Protection
Does the home have exterior opening impact protection for all glazed openings? This includes non-glazed entry and garage door openings.
How Long are Wind Mitigation Inspections Good For?
Wind mitigation inspections are typically valid for up to five years, providing homeowners with a solid timeframe for insurance benefits and property assessments. However, if significant changes or upgrades are made to the property’s structure or roofing, a new inspection may be necessary to update the report. Regularly reviewing and renewing your wind mitigation insures continued protection and potential savings on homeowners insurance.
Why Should I Consider a Wind Mitigation Inspection?
Obtaining a wind mitigation inspection can lower your homeowners insurance premium by showcasing improvements like roof replacement, window replacement, and upgraded exterior doors that enhance your property’s wind resistance. It also identifies necessary updates, such as garage door replacements and impact protection installations, ensuring your home is well-prepared for severe weather. Ultimately, a wind mitigation provides peace of mind, knowing your property is safeguarded against high winds and potential damage. Insurance companies might also ask for a 4 Point inspection in order to provide coverage.
Schedule Your Wind Mitigation Today!
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